The VA Advantage

Why choose a VA loan?

  • LOWER PAYMENTS

       Competitive rates and no private mortgage insurance required means low monthly payments

  • NO DOWN PAYMENT REQUIRED

       VA home loans do not require any down payment to purchase a home

  • EASIER TO QUALIFY

        VA home loans offer flexible debt to income ratios depending on certain circumstances that military families can face. Lower credit score requirements.

  • NO PRE PAYMENT PENALTY

       There are no restrictions on how much additional money you pay towards the principle balance of your VA loan.

  • BASIC ALLOWANCE FOR HOUSING

       BAH is a significant benefit for qualified active military members. Lenders can count your basic allowance for housing as effective income.