This is generally the first step in the home buying process. We can usually complete this process in a few short minutes over the phone. When you call us just have some basic information for us like employment, income and assets. We will make the process so easy for you. We can usually find out your pre-qualifying buying range in a few short minutes.
It is crucial to understand your maximum qualifying range when you begin the home shopping process. First time home buyers or an experienced homeowner both need to know how much they can afford. The pre-qualification is a non- binding letter that states that if the information you provided to the lender is verified you will qualify for the mortgage amount shown on the letter.