An FHA insured loan is designed to make homeownership affordable for the first time home buyer or move up buyer. This program is suited well for the customer that does not have the required 5% down payment for a conventional loan but does have the resources for putting 3.5% down. The program also features more lenient debt to income criteria and credit score requirements then conventional loans.

  • 30 or 15 Year Term
  • 3.5% Minimum Down Payment Required
  • 6% Closing Cost Assistance Allowed
  • Minimum Credit Score Of 600 Allowed
  • Higher Maximum Debt Ratios Allowed
  • Non Occupying Co-Applicant Allowed
  • Low Interest Rates